Merchant Account

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A merchant account is a specific account with a bank that enables acceptance of credit cards, debit cards, gift cards and such other cards for businesses. It is generally required for accepting customer credit card and electronic payments through an ecommerce web site. This kind of a process is also known as credit card processing or merchant card processing. Processing gateways are often packaged with merchant accounts.

Online or Internet Merchant Accounts are bank accounts for ecommerce or online businesses which mainly receive credit card payments from credit card companies. Internet merchant accounts and payment gateway process credit card payments automatically.

Merchant accounts have become very important as they allow businesses to offer a safe payment solution for their customers. To get a merchant account, a merchant account application needs to be filled and submitted. A merchant account application for a business can be acquired from a merchant account provider. This is important especially for online businesses planning to establish themselves among their clients. The main difference between an Internet merchant account and a merchant account is the higher fees in case of the former because of the implicit higher risks attached with online payment.

Exprezto Payment helps you accept credit cards online with merchant training, compatibility and fraud protection. Exprezto Payment helps you widen your business spectrum by applying years of experience and expertise in the credit card processing industry. Contact us today to know more about our ecommerce credit card services and choose a service that fits best with your business requirements.