A debit card merchant account enables the acceptance of debit cards as payment for products or services opted by customers. Such an account is similar to a contract between the bank and the business owner. Both the parties to the contract lay down the rules pertaining to the sale and payment of products and services. Businesses that use a merchant account include online stores, retail stores and other businesses that involve lots of traveling like sales people and other services like pizza deliveries.

Stores having debit card merchant accounts usually have a debit card swiping unit installed, that lets customers make payments using a debit card. People involved in a moving job, can get a wireless terminal that can be carried anywhere and can be used for making a business call. This allows customers to pay with their debit cards, immediately.

Payments via a debit card merchant account will require the card holder to have a balance in the account used to make the payment. This is because debit card accounts deduct the amount from the balance amount in the bank.

Exprezto Payment helps you accept credit and debit cards online with merchant training, compatibility and fraud protection. Exprezto Payment helps you widen your business spectrum by applying years of experience and expertise in the credit card processing industry. Contact us today to know more about our merchant accounts services and choose a service that fits best with your business requirements